You know you're a grown-up when...

...you're actually interested in learning how to save money on car insurance.

...you realize that to get respect, you have to give it.

...you finally make peace with your freckles, and every other so-called imperfection of yours.

...you have friends who are a decade younger and a decade older than you.

...you no longer find yourself wearing your bikini bottoms some days because you have absolutely, positively no clean undies left.

...you feel truly grateful for what you have, despite all the stuff (obnoxious in-laws, cellulite, perpetually messy closets) you wish you didn't.

(Redbook magazine Dec. 08/Jan. 09)